Oyster has partnered with Ride On E-Bikes to provide the best coverage for your e-bike with a seamless, modern experience end-to-end, from checkout to claim settlement.
BASE COVERAGE
Bikes and eBikes: Bikes and eBikes (class 1, 2, and 3) are fully covered on this policy.
Full Value Coverage: Your bike is covered for its full replacement value.
Theft: Your bike is covered if it is stolen from or away from home.
Damage or Loss in Transit: Your bike is covered if it is lost or damaged in transit by third parties.
Crash Damage: Your bike is covered if it is damaged in an accident or crash.
Spare Parts and Apparel: Spare parts and cycle apparel are also covered from theft and damage.
Racing Coverage: Your coverages also apply when competing in a race or event.
ADDITIONAL COVERAGE:
Medical Payments: We'll cover your medical bills up to the coverage limit if you're hurt while riding your bike.
Liability Protection: We'll protect you from being personally liable up to the coverage limit for any injury or damage you may cause while riding your bike.
Worldwide Coverage: We'll cover your bike wherever in the world you travel with it.
Vehicle Contact Protection: We'll protect you from damages in case you are hit by a vehicle that doesn’t carry proper insurance to cover your losses.
